Terms & Conditions

Acceptance of Terms

By accessing and using OT Pay Calculator, you agree to comply with these Terms & Conditions.

Use of the Website

You agree to use this website only for lawful purposes and in a way that does not violate any applicable laws or regulations.

Accuracy of Information

All calculations and information provided are for general informational purposes only.
We do not guarantee accuracy for every individual or jurisdiction.

Intellectual Property

All content, tools, and design elements on this website are owned by OT Pay Calculator and may not be copied or redistributed without permission.

Limitation of Liability

We are not liable for any losses, damages, or decisions made based on the use of this website.

Changes to Terms

We reserve the right to modify these Terms & Conditions at any time without prior notice.

Governing Law

These terms shall be governed in accordance with applicable laws.